Investment Banking Industry Analysis

The company features a market capitalization of 187.74 Billion, EPS is 5.60, P/E ratio is 8.87 along with the dividend yield is 3.06% at the annual dividend payout of 0.38.

Two with the most specific forms of banking are the corporate and Gary Silversmith. Corporate banking is involved inside the various transactions of up-and-coming small to large corporations and small business ventures; the focus is about the corporate accounts. On one other hand, investment banking is involved in the investment transactions of varied financial entities including corporations and governments; the focus is about the aspect in the investments. Let us differentiate corporate and investment banking.

Bankers will setup a meeting with the corporation called a pitch, through which they pitch the services in the firm for the company and present their analysis with the feasibility in the potential transaction. At the pitch, the bankers will present the opportunity client with a pitch book – often a hard-copy PowerPoint presentation that describes the credentials from the bank along which has a detailed analysis with the market in which the company operates and quite often a valuation in the company itself.

A bank which is linked to aiding companies in acquiring new funds, and advising them about different transaction they might engage in, could be called an Investment Banking Company. Funds may be generated by selling stock in the company itself inside capital market, or uncover investors who will be interested in capital raising. Sometimes they themselves will spend money on private equity, for a stake in the company.

Corporate real estate is a very valuable asset to all or any corporations. Real estate includes land or area including all of the fixtures attached with that chunk of property. It also usually includes the functional land or office buildings, along with the non-operational land owned with the corporation. This segment alone contributes about 30% in the capital assets of any organization. Naturally, this facet of management is often a matter of high priority with all of organizations worldwide.

So I wouldn’t normally expect everybody to sit down back and relax about it. I think that the actions were fairly justified. Now would this stay forever? We would need to watch to see. Now if you look in the nature from the regulation that is certainly happening, it is all around, making banks safer and also it really is around being sure that what banks are capable of doing with depositors money is limited to safer activities; meaning that you just cant do some from the stuffs that got us into trouble in a commercial bank, you therefore need different licence – a merchant banking licence.

The job requires an understanding of the markets along with a keen eye for companies with solid portfolios and income steams. The banker will find businesses eager to expand and recommend a good investment that correlates with all the projected profits. It is, rather, business forecasting in the banker behind all of this, is looking to help the businesses on their investments. The bank may seek a pursuit return or company shares or perhaps a percentage of profits. This shares risk and reward. One in the most highly publicized and desired (in terms of jobs) investment banks within the country is Goldman Sachs. Roam those halls and you will run into some from the most powerful people in the world.

When you receive into the lending company flick go through a couple past examples, internalize which, structure, components, and metrics used, and quite soon you’ll know how to produce company profiles without even referencing precedent samples.

Best Banking In Asia With Dbs Bank

Ranked as the largest bank in South-East Asia by assets, the DBS Bank was established in 1968 as the Development Bank of

Singapore Limited by the Government of Singapore. It started operations in India in 1994 through a representative office

in Mumbai, which became a formal bank branch in 1995. Currently, the bank operates all over the country through 12 branches

in major cities and headquarters in Mumbai.
The DBS Bank extends its end-to-end services to facilitate capital in rapidly developing Asian countries. It has customized

banking products available for consumer, corporate, SME and wholesale banking segments across Asia and Middle East. With

subsidiaries like DBS Treasures, DBS Private Bank, Institutional Banking, DBS Private Equity, Capital Markets, DBS Vicker

Securites and POSB, the DBS Group is a comprehensive financial service institute.
Under personal banking, the bank offers a variety of savings and deposit accounts, Debt and Equity management, private

equity consultancy, protection services like health insurance and general insurance, International DBS Bank Debit Card,

Internet Banking etc. Under Institutional Banking, the DBS Bank provides services like Cash Management, Trade Finance,

Credit Facilities, Treasury Services like currency derivatives, forex and bonds/ interest rate derivatives, Securities and

Fiduciary Services, Capital Markets, Electronic Banking Services (DBS IDEAL, integrated web-based cash management gateway),

International Banking and Advisory Services.
In a competitive market for global banking, the DBS Bank stays ahead of its competitors by providing best quality of

services to its customers. The bank makes arrangement to provide detailed information about the financial products and

services to each customer, and has a 24 hour Customer Service actively handling all customer queries. The bank also lists

all its policies and processes regarding banking functions and dealing with customers on its website, easily available to

every client who wishes to have such information. In case any customer is dissatisfied with the bank at any level, a complaint against DBS Bank can be registered with the DBS

Bank Customer Care. The complaint can be made online on the website, at any of the toll free helpline numbers listed on the

website, through email, or by contact the branch manager of the concerned branch.
All DBS Bank Complaints are handled under an elaborate Grievance Redressal Policy which aims at efficient and prompt reply

and resolution of all issues. The branch manager is responsible to provide appropriate solution to every complaint within

14 days or date of complaint. In case customer is not satisfied with the response, the complaint can be escalated to the

Nodal Officer, further to the Chief Executive Officer and General Manager, and still further to the banking ombudsman

appointed by the RBI. All details on procedure and requirements of registering complaints at every level are detailed on

the banks website.
With its transparent operations and customer-friendly policies, the DBS Bank has become a trusted name among Indian

customers. It has been recognized as Indias Best Foreign Bank by the Financial Express E & Y Survey 2010, and also as

Indias Best Small Bank 2010 by Business Today.

Smartphone Mobile Apps The Success Story in Banking

While online banking through a desktop computer is more convenient than going to the bank and physically depositing a check, todays banking customers demand facilities even while they are on the move. Smartphone mobile apps for banking are becoming a huge trend because they are so convenient and easy to use. After all, who would not want the convenience of being able to deposit checks or review their account balances on the move? Developers are cashing in on this need by coming up with a variety of smartphone applications.

Among banking customers, mobile apps download is becoming quickly catching on due to their convenience and ease of access. Users can even deposit checks with the press of a button such as an Android app developed by JP Morgan for its Android users.
Geo-location facilities that are available on most smartphones allow users to track where they are, and locate particular branches of the bank. Popular mobile banking activities include:

Viewing account balance and transaction history
Payment of bills
Transferring funds between accounts
Making third-party payments
Locate branches of the bank and ATM counters

Timely access to information is also a big reason why these smartphone mobile apps are so popular. If a user is away from their desktop computer, it could get difficult to know when an important transaction or bill payment date is due. This is where mobile banking could be of great use. The bank can send the user a timely Short Text Message (SMS) message warning them of the due date of any of their payments. The user can make the payment simply by downloading an application on their phone that allows them to make payments on the go.

As Apples iPhone, Googles Android, and Research in Motions Blackberry race to grab a chunk of the apps market, several major banks are playing it safe by recruiting mobile application development companies to design apps for their different sets of users. Thus Royal Bank of Canada has apps for their Blackberry and iPhone users. Often, apps are designed specifically for a bank and the users model of smartphone. Chase Manhattan Bank has an app that allows users to take photos of a check using their camera phones before depositing it.

Quick Response (QR) codes allow customers to scan barcodes and use digital coupons for their transactions with the bank. The best part of this technology is that it gives people the ability to do their banking activities on the move, a very convenient facility during transit or in-between meetings. Responding to the growing need for mobility, banks are also coming up with various QR-based applications, which are expected to become more popular in the years to come.
Research estimates say that by 2015, mobile banking will reach 1.1 billion people and apps will come packed with more innovative technologies. Taking advantage of this trend, smartphone mobile apps developers are coming up with innovative products to help banks have better, timely communication with their customers.

About Banking Courses in India

Whether you do a regular course or a diploma course, once the course is complete, you can start looking for jobs in both the public sector as well as the private sector. Banks regularly advertise jobs in newspapers and employment weeklies. The Reserve Bank of India and other nationalized banks hire banking professionals in clerical positions and Grade A and Grade B officers. There is a preliminary test held for these posts after which the candidates are selected for interview and discussion. Government banks hire banking graduates as Probationary Officers. There are other fields of banking too where jobs are available for banking graduates. These include Merchant Banking, Investment Banking, Treasury and Forex Department, Department and Foreign Exchange, etc. In private banks, the scope is even wider with banks hiring on positions such as credit control managers, corporate banking executives, relationship managers and customer care executives.

Outside India also, job opportunities for banking graduates are tremendous. Many international banks hire qualified professionals for various profiles on competitive salaries. Foreign banks operating from India also hire banking graduates. Thus, banking courses have become very popular in the recent past and more and more students are opting for such courses. They open up an array of opportunities for young graduates willing to make career in this lucrative field.