Tag: India

Sbi Online Banking An Effortless Banking Experience

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SBI online banking provides a user-friendly and secured platform to do your banking transactions. State Bank of India is a renowned name in India where most of the people prefer to be a customer of SBI. SBI has more than 11000 branches and other six associate banks across the whole India. It provides a large range of products and services

Onlinesbi.com is a website of SBI which provides online access to bank accounts of retail and corporate customers. To have an access to online banking services you have to download the Internet Banking registration form and submit it in the bank after filling the details. Once you submit all the details, the bank will provide you unique username and password to login to your account. It a good practice to change your username and password as soon as you login with the details.
The SBI virtual keyboard is a safer option than using the keyboard whenever you are making an online payment from any computer other than your own personal computer. Also you must avoid improper logging off. Customer logins and activities are tracked and archived. Also IRCTC allows you to make your payments via SBI Internet Banking.

Various Online banking services:-

Transfer funds to own and third party accounts

E-Ticketing

Opening bank accounts

PPF transactions

Demand Draft issue

Use eTax for online tax payment

Make bill payments over the Internet.

Request of Cheque Book

Set up profile settings

Railway and airline reservations

e-VFS- Electronic Vendor Finance Scheme

SBI has also introduced Loyalty Rewards Program, in which customers can get reward points for transacting online of Rs. 100 or above via onlinesbi. These points can be redeemed online for cash back. If you are a customer who has to do a lot of banking transaction, then internet banking is an excellent option for you. In case of any assistance regarding your internet banking account, you can call on Customer Care Toll-Free at 1800-112211

Feeling Breeze Banking Never Felt So Good!

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Breeze is a rich interactive and user friendly alternative to online banking that was developed by the Standard Chartered Bank (SCB). Breeze takes the control of your money and keeps it exactly where it should be- with you and nobody else! Breeze was developed in Singapore which is where it is presently available for download from the Standard Chartered Bank website for no charge. It is also presently available for download for customers living in Malaysia.

Breeze was developed in Singapore and is available in both Singapore and Malaysia. The bank is set to release it for download in Hong Kong and India in the very near future. Once Breeze has arrived in Hong Kong and India it will then progress to other areas across the globe.

Breeze is conveniently available as either an internet application or an iPhone application. It will soon also be available as an iPad application. The widely used functions that make Breeze so unique are literally at the tips of your fingers. Whether you choose the internet banking experience or the mobile banking experience, with Breeze you can personalize your preferences and customize the icons and colors to your heart’s content!

Breeze is a new generation online banking platform that was created with the intent of making banking a breeze. Breeze from Stan Chart is available as an iPhone application or as an internet application. You cannot choose both however. Instead choose whether you would like to use Breeze on your computer or on your mobile phone. In the not so distant future Breeze will also be available as an iPad application.

If you have a credit card from any bank in Singapore you can pay it via Breeze. It’s the Breeze banking way and it is very effective and very flexible. Hassle-free bill payments are something you can enjoy with Breeze. You are able to make payments using the unique and sophisticated e-check application.

Some people have lots of banking transactions happening all of the time while others have ones happening less often. Regardless of which category you fall into wouldn’t you like to be able to see what is going on and be able to control your money in your own way and on your own schedule? Breeze makes it possible for you to do just that. There is a See, Move and Manage Your Money section at Breeze that makes money management and control as close to you as your fingertips.

With Breeze, convenience and versatility is only a click away! It is as close as your PC, your laptop or your cell phone. Breeze is user friendly and is easy to figure out. There is no wordy text or computer heavy terminology.

There is no confusing jargon and no need to consult a manual. It is all there for you to simply and easily understand. Breeze has an intuitive interface and is available in plain language. You can personalize your preferences and customize your icons and the colors you wish to use. Now do you feel the Breeze?

MBA Education for Banking and Non-Banking Managerial Jobs

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Business schools in many countries offer management courses tailored to full time, part-time, executive and distance learning MBA programs. Since MBA degree from any well-known institute not only offers recognition, but also a high salary package, a wide range of MBA programs are tailored with specialized concentrations like finance, marketing, accounting, information technology, human resource management and many other fields. In India, some MBA colleges offer post graduation diploma courses called PGDM programs which are approved by All India Council for Technical Education (AICTE). AITCE is an apex Indian government undertaking with a view to improve the qualitative technical education system throughout the country and regulate the norms and standards for planning the quantitative growth and matters connected therewith. Since the strength of any country’s economy lies in finance and banking sectors, the importance of MBAs in these sectors cannot be understated.

In India, all types of commercial banks, public sector banks, rural banks, foreign banks, private banks and urban co-operative banking institutions play a significant role in boosting the economy and financial position of the country. MBA degree is considered to be the foremost qualification which is required by these banking and financial institutions for their managerial level positions. MBA education in finance provides important knowledge about the financial skills and solutions for the issues relating to the domestic and international banking and services. Market analysis and cash management skills are two important areas which every MBA student must know how to handle. MBA with specialization in finance offers to learn a variety of subjects like costing, budgeting, corporate finance, international finance, investments, working capital finance and securities etc. MBAs pursuing their courses in finance can start their career in any investment firm or any banking institute as an associate manager. MBA in finance from top MBA colleges offers lucrative job placements from big companies and financial institutes. An MBA in finance has options to work with leading banks and non-banking institutions. He or she might have an option to work as a securities analyst or working with brokerage firms dealing in buying and selling of securities.

Degree of MBA in India from any reputed college is considered to be one of the most sought after degree aimed at providing high class management studies. Since the studies of marketing teaches about the art of selling products and services, MBAs has to analyze and assess the feasibility of products and services according to the market demand. They are required to introduce marketing strategies for marketing new products. They have to set marketing goals and have to work on branding, planning and adoption of promotional campaigns. In other words, marketing MBAs have to bring out new ideas and concepts which can help the companies and organizations to grow and prosper. Marketing MBA courses are designed to help inculcate good reasoning and problem solving skills which can help the individual to sell and market the products in difficult situations. MBA in marketing offers good pay-scale packages and jobs in this area are always in demand for all commercial, industrial and corporate sectors.

About Author: ISBF has been established to impart quality education with international recognition in the area of Economics, CFP, Management and MBA Education courses in India.

Visit us at: http://www.isbf.edu.in/ for more info on MBA and MBA Colleges and Finance courses.

Why Indians Prefer Banking Sector Jobs

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The economy of India has evolved a lot over the last couple of years. There are a lot of foreign companies who have set up their business units in the country and are already doing brisk business. The employment opportunities offered by these companies are very much lucrative, but that does not stop the Indians from admiring government more than private jobs.

The biggest factor that usually plays in the mind is job security. The population of India is growing like anything and so are the living costs. Under such circumstances, one cannot risk being kicked out of a job for not being able to perform according to the expectations of the employers. All of us want to have a steady income to meet our family needs without having to worry much about job security. The working culture in most private companies is very competitive and they don’t hesitate to replace a candidate with someone else whom they think would bring them more profits. This is a fairly common practice and they do this without giving enough time to the candidate to find himself a new job.

The compensation offered to the candidate while firing him is also very little. Under such circumstances it becomes very difficult for a conservative Indian to find himself a new job without losing his dignity. No wonder, the Indians prefer the security of government jobs over the huge compensation and growth opportunities offered by the private companies.

There is one more problem also. The cost of establishing a business unit in India is very low and within the reach of all kinds of private investors. This makes it very easy for the private companies to shut doors whenever they run into losses and stop functioning entirely. Whenever this happens, it is the employees who are left running from pillar to post looking for a new job to sustain their families. Such things have happened in India quite a number of times in the recent years and people seem to have learnt their lessons.

In private companies, people are expected to work for long hours. This is something that Indians find difficult to live with. Indians not only love to spend a lot of time with their families, but also spent some time pursuing their personal interests and hobbies. In this country family comes first; money and carrier growth are actually secondary. No wonder, most people in this country prefer low-paying jobs with low working hours compared to high paying jobs with high working hours. The government jobs just fit the bill!

Mobile Banking Performance Testing

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Mobile Banking is rapidly deployed across developed markets as well as emerging markets. In some regions the race is driven by customer demand, for example Africa, India etc. where the computer penetration is low and primary channel is mobile banking. In other markets where computer penetration is high and matured its still launched as additional channel to support latest Apple iPhone, Google Droid, HTC Hero, Nokia Symbian etc.

The mobile banking or sms banking or text banking testing encompasses various steps like

Functional Testing on Server Side
Functional Testing on Client Side
Performance Testing
Security Testing

Is the functionality for SMS Push/Pull or does it have other client applications and content?

Functional testing will include certain standard testing like

Funds Transfer
Enquiry Services
Requests
Bill Pay
Credit Card Transaction confirmations

For Mobile Banking Performance Testing the objective and scope is very important as it may involve end-to-end or server side or client side testing.
If its end-to-end need to have some visibility and control or access to various points in the chain. Which component should you be concentrating your efforts on based upon what the Bank owns and controls?

Mobile apps

Devices and Operating Systems
Network GPRS etc.
Multiple carriers and locations
Server side components

Experienced teams who have done these testing will be in better position to quickly get the job done for Client.
Once the mobile banking performance testing channel is live next step is to Monitor the Banking Channel from locations of your interest. It will be better to see if one vendor can deliver performance in pre-production as well as provide continuous support during post production.